Stop guessing what you can pay yourself.

Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.

The Cashflowy Owner's Pay screen showing a safe amount to pay yourself this month
“Really simple and actually useful.”
— Madelynne B, Consultant

$39/mo. Your bookkeeper charges $300+ and can't give you this number.

Start my free trial

7 day free trial · Human bookkeeper included

Features

Everything you need. Nothing you don't.

Human support

A bookkeeper who is profit focused

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.

Learn more
A Cashflowy bookkeeper on a video call with a customerLive
Support calls
UnlimitedSupport calls
Response time
24 hrsResponse time
Extra charge
$0Extra charge
AI coach

Ask Clara AI anything about your business finances.

Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.

  • “Where is most of my money going?”
  • “What can I safely pay myself this month?”
  • “Am I spending more than last month?”
Learn moreTry now
Clara AI, Your Financial Coach

Hey! I'm Clara AI, your financial coach.

Right now, I can help you understand your key financial KPIs.

What is my revenue this monthWhat was my last invoice
Ask your financial coach…
Owner's pay

Know exactly what you can pay yourself.

Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you're always ready.

Q1 2026On track

$4,212Estimated tax set-aside

72% set asideDue: Apr 15
Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

2 months free
Most popular

Unlimited Plan · Annual

Real-time clarity about every dollar

$390/year(save $78)

Just $32.50/month, billed annually.

Get unlimited access to:

  • Human bookkeeper
  • Owner's pay calculator
  • Client invoicing + billing
  • AI financial coach
  • Cashflow tracking
  • Auto bank reconciliation
  • 90-day financial forecast
Start Free • 7-Day Trial

US Businesses Only

Have questions? Book a free call with a bookkeeper.

Happy Customers

Real numbers from real business owners.

Todd ThreatsBrand Strategy
“I was paying for QuickBooks I barely used, subscriptions I forgot about. Cashflowy showed me all of it. I sleep easier now.”
Subscription leak
$90Subscription leak
Quickbooks waste
$400Quickbooks waste
to spot and fix
2 minsto spot and fix
  • Galen WoodConsultant
    “Priceless!”

    $6,000/yr

    Saved in bookkeeping costs

  • Jane LockhartHealth Coach
    “I'm growing my money!”

    96%

    Saves in Admin Cost

  • Madelynne BConsulting
    “Weekends are mine!”

    8hrs/mo

    Back to focus on client

  • Selena SooCoaching
    “A complete no-brainer!”

    100%

    Peace of mind

FAQs

Common questions

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

Start my free trial today

7 day free trial$0 charged todaySee in 6 minutes